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Getting Started 5 min read

How to Open a Demat Account Online in 2026

Step-by-step process to open a Demat account for free with Zerodha, Groww, or Upstox in under 10 minutes.

F

IPOfins Team

Finance Research & Data • June 2026

How to Open a Demat Account Online (2026)

A Demat account is mandatory for stocks, direct mutual funds, and IPO applications. Free to open, takes 10 minutes.

Best Brokers

  • Zerodha — Best platform, ₹300/year AMC
  • Groww — Simplest UI, free AMC
  • Upstox — Free everything, good charting

Documents Needed

  • PAN Card
  • Aadhaar (linked to mobile)
  • Bank account details
  • Signature photo

Process

  1. Download broker app
  2. Enter mobile → verify OTP
  3. Enter PAN
  4. Complete Aadhaar eKYC
  5. Upload signature
  6. Link bank account
  7. E-sign with Aadhaar OTP
  8. Account active in 24-48 hours

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