Templeton India Value Fund
Current NAV
₹762.69
1Y Return
-3.8%
3Y Return
+13.3%
5Y Return
+15%
AUM
₹2,075 Cr
Category
Value
Top Holdings
Top stocks held by this fund as of May 2026 (Source: AMC monthly disclosure)
HDFC Bank Ltd
Banks
Axis Bank Ltd
Banks
Reliance Industries Ltd
Petroleum Products
ICICI Bank Ltd
Banks
Tata Consultancy Services Ltd
IT - Software
Oil & Natural Gas Corporation Ltd
Oil
Infosys Ltd
IT - Software
Cipla Ltd
Pharmaceuticals & Biotechnology
Maruti Suzuki India Ltd
Automobiles
Brookfield India Real Estate Trust
Realty
Tata Steel Ltd
Ferrous Metals
REC Ltd
Finance
ITC Ltd
Diversified FMCG
RBL Bank Ltd
Banks
Kirloskar Oil Engines Ltd
Industrial Products
Tata Motors Passenger Vehicles Ltd
Automobiles
NTPC Ltd
Power
IDFC First Bank Ltd
Banks
HDB Financial Services Ltd
Finance
Bandhan Bank Ltd
Banks
📋 All returns shown are for Direct-Growth plan. Data from AMC monthly portfolio disclosure.
SIP in Templeton India Value Fund
If you had invested ₹10,000/month via SIP:
1 Year SIP
₹117,720
Invested: ₹1,20,000
3 Year SIP
₹407,880
Invested: ₹3,60,000
5 Year SIP
₹780,000
Invested: ₹6,00,000
Invest in Templeton India Value Fund
Start SIP from ₹500/month on these platforms
More Value Funds
About Value Funds
Value mutual funds are a category defined by SEBI (Securities and Exchange Board of India) under their mutual fund categorization framework. These funds invest primarily in equities that match the value profile, with specific allocation mandates that fund managers must follow. The category determines the fund's risk-return characteristics and its suitability for different investor profiles.
When evaluating a Value fund like Templeton India Value Fund, key metrics to consider include: 3-year and 5-year CAGR (rolling returns are more reliable than point-to-point), expense ratio (Direct plans have lower costs), portfolio turnover, standard deviation (volatility measure), Sharpe ratio (risk-adjusted returns), and alpha generation over benchmark. A fund that consistently beats its benchmark index over multiple market cycles is a strong candidate.
For long-term wealth creation, Value funds work best with a systematic investment plan (SIP) over 5+ years. SIP helps average out market volatility through rupee cost averaging. Lump sum investments are better timed during market corrections. Always ensure your mutual fund portfolio is diversified across 3-4 categories rather than concentrating in a single fund type. Consult a SEBI-registered investment advisor for personalized advice based on your financial goals and risk appetite.
Frequently Asked Questions
Is Templeton India Value Fund good for SIP?
Templeton India Value Fund is a Value fund with high risk. For SIP investors, consistency of returns matters more than absolute returns. Check the fund's rolling returns and standard deviation before committing to a SIP. Value funds are generally suitable for SIP with a minimum 5-year investment horizon for optimal results.
What is the risk level of this fund?
Templeton India Value Fund is categorized as high risk as per SEBI's riskometer methodology. This assessment considers market cap allocation, sector concentration, and historical portfolio volatility. Higher risk funds may deliver better long-term returns but expect 20-40% drawdowns during market corrections.
How to invest in this fund?
You can invest in Templeton India Value Fund (Direct-Growth plan) through platforms like Groww, Zerodha Coin, Kuvera, or directly from the AMC website. Minimum SIP amount starts at ₹500/month on most platforms. Complete KYC (PAN + Aadhaar verification) is mandatory before your first investment.
What are the tax implications?
For equity mutual funds in India: Short-term capital gains (units held less than 1 year) are taxed at 20%. Long-term capital gains (held more than 1 year) above ₹1.25 lakh in a financial year are taxed at 12.5%. ELSS funds have a mandatory 3-year lock-in period. Dividend income from mutual funds is added to your income and taxed at your applicable slab rate.